Effective date: March 1, 2026

Welcome to the SD Capital Funding SMS Messaging Program. These SMS Terms & Conditions ("Terms") govern your participation in our text messaging program. By opting in to receive text messages from SD Capital Funding, you agree to these Terms.

About Our SMS Program

SD Capital Funding provides text messaging services to communicate with current and prospective customers regarding residential mortgage financing and related services.

Messages may include:

Mortgage application updates
Loan processing notifications
Requests for documentation
Appointment scheduling and reminders
Customer support communications
Mortgage rate updates
Home purchase financing information
Refinance opportunities
Educational mortgage content
Promotional offers and announcements (only where permitted and with your consent)

Message frequency varies based on your interactions with us and the stage of your mortgage transaction.

Consent to Receive Text Messages

By providing your mobile telephone number and expressly opting into our SMS program, you authorize SD Capital Funding to send text messages to the number you provided.

Your consent is not a condition of obtaining credit, purchasing any product or service, or doing business with SD Capital Funding.

You represent that:

You are the authorized user of the mobile phone number provided.
You are at least 18 years old or otherwise legally authorized to provide consent.
The information you provide is accurate and current.

If your mobile number changes, you agree to notify us before the change or promptly update your information.

Message Frequency

The number of messages you receive will vary depending on your interactions with SD Capital Funding.

Examples include:

Mortgage application status updates
Requests for additional documentation
Appointment confirmations and reminders
Responses to customer inquiries
Mortgage rate notifications
Promotional communications for customers who have opted in

Most customers receive between 1 and 8 messages per month, although message frequency may increase temporarily while a loan application is actively being processed.

Message and Data Rates

Message and data rates may apply according to your wireless carrier's pricing plan.

Charges are billed by and payable to your mobile service provider.

How to Opt Out

You may opt out of receiving SMS messages at any time by replying:

STOP

After opting out, you will receive one final confirmation message confirming your request has been processed.

Once you opt out, you will no longer receive SMS communications unless you opt in again.

Help

For assistance, reply:

HELP

You may also email us directly: hello@sdcapitalfunding.com

Supported Carriers

SMS services are available on participating U.S. wireless carriers.

Delivery is subject to your mobile carrier's network availability.

Wireless carriers are not liable for delayed or undelivered messages.

Privacy

Your privacy is important to us.

Information collected through our SMS program is governed by our Privacy Policy.

Please review our Privacy Policy at: https://sdcapitalfunding.com/privacy

We do not sell your mobile phone number to third parties.

We may share information with service providers who assist us in delivering SMS communications, operating our business, complying with legal obligations, or servicing your mortgage transaction.

Mortgage Communications

Text messages are intended to provide information regarding your mortgage transaction, financing options, customer service inquiries, and educational content.

SMS communications should not be relied upon as a substitute for reviewing your official loan documents or disclosures.

Loan approvals remain subject to underwriting guidelines, verification of information, investor requirements, and applicable laws.

Nothing contained in an SMS message constitutes a commitment to lend or extend credit.

Changes to These Terms

We may update these SMS Terms & Conditions from time to time.

Updated versions will be posted on this page with a revised Effective Date.

Your continued participation in our SMS program after changes become effective constitutes acceptance of the revised Terms.

Contact Information

SD Capital Funding
NMLS ID: 2821627

Website: https://sdcapitalfunding.com
Phone: (877) 316-6784
Email: hello@sdcapitalfunding.com