All calculatorsDSCR Calculator
Does the rent cover the payment?
DSCR loans qualify the property, not you. Rent divided by full payment (PITI + HOA) is the magic number — 1.0× covers it, 1.25× is what most lenders love.
The property
Market or in-place
$
$
%
yrs
%/yr
$/mo
$/mo
Your DSCR
1.29×
Strong deal
Plenty of cushion. Most lenders love a 1.25+ DSCR.
0×1.0× qualifies1.5×+ strong
Loan amount
$337,500
Monthly PITI
$2,897.35
Monthly rent
$3,750
Monthly cash flow
$853
Quick reference
< 1.0×
Below break-even
Rent doesn't cover payment
1.0× – 1.24×
Qualifies
In the lender's zone
1.25×+
Strong
Best rates and terms
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