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Privacy Policy

Privacy Policy
Effective Date: April 1, 2020
LemonBrew Lending Corp. dba SD Capital Funding and its subsidiaries and affiliates (collectively, “SD Capital Funding”) operate, a site that provides financing, refinancing and consolidation solutions for mortgages. SD Capital Funding values your privacy and desires to ensure your experience with SD Capital Funding and all our websites and all our products, blogs, channels, and social media are as satisfying and safe as possible. In that regard, we have established the following privacy policy to explain and describe what personally identifiable information SD Capital Funding collects on this website and/or services, how SD Capital Funding uses it and your options regarding SD Capital Funding may collect about you. By accepting this Privacy Policy, you expressly consent to the information handling practices described in this Policy and represent that you are over the age of 18. Your continued use of our website and/or services or any other content, products or other services covered by this Policy constitutes your acceptance and agreement to this Privacy Policy and any future updates.

Information We Collect
We collect personally identifiable information (“PII”), which is any information about an individual maintained by an agency, including:
· information about an individual that can be used to distinguish or trace an individual’s identity, such as first and last names, social security number, date and place of birth, mother’s maiden name, or biometric records; and
· any other information that is linked or linkable to an individual, such as medical information, educational information, financial information, employer information, email address, IP addresses or other online contact information, or telephone number.
We collect this information in two ways. First, we collect information you provide to us in optional, voluntary registration forms or requests for customer services. Second, some information may be collected automatically.

We may also obtain information, including information that directly identifies an individual, such as first and last name, email address, IP addresses or other online contract information, or telephone number, from third party sources. In addition, please note that we may solicit third parties to collect this information on our behalf and in such cases we instruct those third parties to comply with this Privacy Policy.

How We Collect Information
We may receive information through a variety of methods including but not limited to:

· From You. We collect information entered by you on our site in connection with the services offered by SD Capital Funding.
· Third Party Sources. We may obtain information from third parties including credit reports and personal demographic information. NOTE: we do not pull credit reports without your expressed authorization.
· Cookies
1. What is a cookie?
1. “A cookie, also known as an HTTP cookie, web cookie, or browser cookie, is a small piece of data sent from a website and stored in a user’s web browser while the user is browsing that website. Every time the user loads the website, the browser sends the cookie back to the server to notify the website of the user’s previous activity.[1] Cookies were designed to be a reliable mechanism for websites to remember stateful information (such as items in a shopping cart) or to record the user’s browsing activity (including clicking particular buttons, logging in, or recording which pages were visited by the user as far back as months or years ago)”. (Information provided by Wikipedia, you can also visit them for more information on cookies at
1. Functionality and Cookies
1. SD Capital Funding does not require that you accept cookies and/or you may withdraw your consent to our use of cookies at any time by adjusting your browser’s privacy settings.
1. Opting Out of Cookies
1. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. You may also change your cookie settings through preferences options, where applicable.
1. SD Capital Funding never gives away information about our users.
· Google Analytics
1. We use analytics tools and other third party technologies, such as Google Analytics to collect non-personal information in the form of various usage and user metrics when you use our online website. These tools and technologies collect and analyze certain types of information, including cookies, IP addresses, device and software identifiers, referring and exit URLs, onsite behavior and usage information, feature use metrics and statistics, usage and purchase history, MAC Address, mobile unique device ID, and other similar information.
1. “Google Analytics is a service offered by Google that generates detailed statistics about a website‘s traffic and traffic sources and measures conversions and sales. The product is aimed at marketers as opposed to webmasters and technologists from which the industry of web analytics originally grew. It is the most widely used website statistics service.[1] “ (Information provided by Wikipedia, you can also visit them for more information on Google Analytics at
1. You may opt out of Google Analytics by visiting the Google Analytics opt-out page.
· AdWords Remarketing
1. This website uses the Google AdWords remarketing service to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to our website. Of course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy.
2. You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin. Google has additional information available about their Remarketing Privacy Guidelines, Policies, and Restrictions.

How We Use Information
We use your information or PII, such as first and last names, social security number, address, telephone number, date and place of birth, employer information to provide you with a mortgage.
We may use your information to:

· Deliver services and products;
· Manage and maintain customer support;
· Communicate with you;
· Develop and implement marketing campaigns; and
· Internal management purposes.
We may share non-PII with third parties at our sole discretion.

How We Disclose Personal Information
SD Capital Funding is committed to maintaining the accuracy, confidentiality, and security of your personal and corporate information.
Customer information may only be used or disclosed for the purpose for which it was collected unless the customer has otherwise consented, or when it is required or permitted by law. We may also disclose your information in connection with a transaction involving the sale of our business, a merger, consolidation, corporate restructure, asset sale, or other substantial event.

Customer information may only be retained for the period of time required to fulfill the purpose for which it was collected.

Sharing of Your Information
SD Capital Funding transfers your personal information to websites maintained by third parties (each a “Partner”). If you submit a request for quotes for a product or services offered through this website, we share the PII contained in your request form (such as your first and last names, address, telephone number, date and place of birth, social security number, and employer information) with our Partners, who work with us so that we can provide you with the highest quality of service. By submitting an application on SD Capital Funding, you hereby expressly authorize SD Capital Funding to submit your PII and other information to our Partners. Please note that our Partners may retain or use your information, irrespective of whether you used their services and you should contact our Partners directly concerning their privacy and information sharing policies.
People Under 18
We do not knowingly seek or collect PII from users under the age of 18.
Safeguarding Your Information
SD Capital Funding utilizes the latest security and encryption technologies software to protect your information. SD Capital Funding uses security measures and procedures such as limiting access to PII only to those employees and contractors who require the information and enforcing strict password and access protocols.
Handling Customer Complaints and Suggestions
Customers may direct any questions or inquiries with respect to the privacy principles outlined above or about our practices by contacting us as follows:

SD Capital Funding

485 Rt 1 S Bldg E Suite 250

Iselin, NJ 08830

If you would like to unsubscribe, please email us at
Changes and Updates to This Policy
We may update this Privacy Policy from time to time. If we do, we will update the “effective date” at the top of the Policy. If we make material changes to how we use your PII, we will attempt to notify you of the change and to give you the opportunity to exercise choice as to how your personal information is used.

California Consumer Privacy Act Privacy Policy & Notice at Collection
The California Consumer Privacy Act (CCPA) grants California residents some rights over how SD Capital manages your “personal information,” which we refer to herein as your Financial Information. The following California-specific privacy policy supplements our general Privacy Policy (set forth above) and serves as our “notice at collection” under the CCPA. Please be aware the following applies solely to California residents. The CCPA gives California residents the following rights:

1. the right to know why we collect Financial Information (including whether we sell it), what we collect, and how we collect it;
2. the right to have your Financial Information deleted; and
3. the right to receive equal treatment if you exercise your CCPA rights

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