# SD Capital Funding

> Mortgage lender offering home purchase, refinance, cash-out, HELOC, DSCR investment-property loans, and pre-approvals across the U.S.

SD Capital Funding helps homeowners and real estate investors finance properties with competitive purchase, refinance, cash-out, HELOC, and DSCR loan programs. The site provides educational guides, interactive mortgage calculators, and online quote forms.

## Pages

- [Home](/): Loan programs, rates overview, and how to get started.
- [About Us](/about): Company story, leadership, and what makes SD Capital different.
- [Buy a Home](/buy): Purchase loan options and process overview.
- [Refinance](/refi): Lower your rate or change loan terms.
- [Cash-Out Refinance](/cash-out): Tap home equity with a cash-out refinance.
- [HELOC](/home-equity-line-of-credit): Home equity line of credit options.
- [DSCR Loans](/dscr): Investment-property loans qualified by rental income.
- [Pre-Approval](/pre-approval): Get pre-approved before house hunting.
- [First-Time Home Buyer Guide](/first-time-home-buyer-lending-guide): Step-by-step lending guide for first-time buyers.
- [Blog](/blog): Mortgage insights and market updates.
- [Press](/press): Media coverage and press resources.
- [Careers](/careers): Open roles at SD Capital Funding.
- [Licensing](/licensing): State licensing and NMLS disclosures.

## Quote Forms

- [Get a Custom Quote](/): Quick rate quote on the homepage.
- [Refinance Quote](/refi-quote): Personalized refinance quote.
- [Cash-Out Quote](/cash-out-quote): Cash-out refinance quote.
- [DSCR Quote](/dscr-quote): Investment-property loan quote.

## Mortgage Calculators

- [All Calculators](/mortgage-calculators): Index of mortgage calculators.
- [Amortization Calculator](/mortgage-calculators/amortization): See loan payoff schedule.
- [Debt-to-Income Calculator](/mortgage-calculators/debt-to-income): Check your DTI ratio.
- [Down Payment Calculator](/mortgage-calculators/down-payment): Estimate down payment needs.
- [DSCR Calculator](/mortgage-calculators/dscr): Calculate debt service coverage ratio.
- [Rent vs. Buy Calculator](/mortgage-calculators/rent-vs-buy): Compare renting and buying.

## Optional

- [Privacy Policy](/privacy): How we handle your data.
- [Terms of Service](/terms): Site terms and conditions.