This offer cannot be applied retroactively to previously closed loans or loans already in process. The amount stated on the front of this card will be applied as a lender credit toward future lender or third party closing costs on your new purchase loan with SD Capital Funding. In exchange for the lender credit, you will pay a higher interest rate than what you would have received with the same lender, for the same kind of loan, without lender credits. This offer cannot be transferred or combined with other discounts or promotions. This offer may not be redeemed for cash or credit. No additional credit will be given if the credit amount exceeds actual costs otherwise due. Terms and conditions are subject to change without notice. For more information, please call (855) 549-7001.